Superannuation Choices

Finding the Best Super Fund

Speak To A Wealth Advisor About Your Super Options
Super Choices

Finding the Best Super Fund

Super 2016
What to consider when choosing your


Choosing the right Super fund that suits you and your family is so important, because the long term benefits/consequences can be exponential.

When VFS Group looks to  find an appropriate Superfund for a client, we look at a number of things. Firstly, we take a holistic top-down approach to the task, at the forefront of our thoughts is the client’s financial position, the balance of the super and the goals and objectives behind investing in super.

Industry Vs


Whats the difference?

We will tailor a solution which suits your needs, taking into consideration not only the amount of money you have in superannuation but also the management fees, administration fees, available investment assets and other benefits available.

Industry funds differ from Retail funds in that Industry funds were originally created or organised through unions in Australia and thus their primary goal was to create a superannuation industry which limits the amount of fees paid to managers and advisers and ultimately benefits the members. Industry superfunds are generally very low cost schemes however with this they ultimately have very limited benefits and features, for example:

  • Choice of investment options
  • Direct share investments
  • Insurance coverage and limits on the terms

Retail funds whilst giving individuals a lot more choice and features do come at a higher cost, these funds are run primarily by the banks and other wealth institutions (AMP, IOOF etc etc.)



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VFS Group is a holistic financial services firm with an acute focus on wealth creation and management. Our mandate is to provide quality financial advice to all Australians.

Our mantra is centred around Knowledge, Strategy & Wealth. We invite you to take this opportunity to secure your future with us.



A highly experienced senior financial adviser with an extensive background in developing comprehensive financial strategies for clients.



Stefan is a founding Director and CFO of VFS. He has over 10 years’ experience in financial services, specialising in Self-Managed Superannuation and Tax Planning advice.